Our tool for managing your permission to our use of cookies is temporarily offline. Therefore some functionality requiring you consent to use of cookies may be missing.
MINI FINANCIAL SERVICES
YOUR ONE-STOP SHOP FOR FINANCE AND INSURANCE. ALL IN. SIMPLY SMART.
You found the MINI that’s right for you. It’s within your reach with MINI Financial Services. Whether you’re interested in financing or insurance, we’ll find the right solution for you, all under one roof. Talk to our team today to find out more about your different finance options.
New all-electric MINI Cooper Convertible.
MINI SELECT (PCP) REPRESENTATIVE EXAMPLE*.
| Term length | Monthly repayment | On the road cash price** | Customer deposit |
| 48 months | £345.00 | £27,050.00 | £3,000.00 |
| Total amount of credit | Optional final payment^ | Total amount payable | Representative rate of interest |
| £24,050.00 | £14,159.90 | £33,374.90 | 8.5% APR |
WHY FINANCE WITH MINI?
SIMPLY SMART.
Enjoy peace of mind knowing we are the simple and smart way to finance saving you time and effort. - The rate you see is the rate you get - Search available stock with finance to match, using our online tools.
ALL YOUR MINI MUST-HAVES ARE HERE.
Get your dream MINI and all your finance and insurance needs in one easy place. - Manage your agreement online 24/7 with MyMINI Finance - Exclusive manufacturer deposit contributions†.
BY YOUR SIDE FOR EVERY MINI RIDE.
From the minute you sign up to MINI Financial Services you’ll feel that unmistakable ‘aaah-everything-is-taken-care of’ feeling. - Real people working on flexible offers to suit your unique lifestyle - Enjoy flexibility during your finance agreement.
YOUR MINI, YOUR WAY.
MINI PERSONAL CONTRACT PURCHASE (SELECT).
DEPOSIT + MONTHLY PAYMENTS + OPTIONAL FINAL PAYMENT.
We understand that when you take out a finance agreement, you may not be sure what you’ll want to do at the end of it. This product is perfect if you are looking to combine flexibility with low monthly payments.
MINI PERSONAL CONTRACT PURCHASE (SELECT).
DEPOSIT + MONTHLY PAYMENTS + OPTIONAL FINAL PAYMENT.
Enjoy city thrills or big adventures by hiring your MINI instead of owning it. At the end of your agreement, simply hand your MINI back and, as long as you have not exceeded the mileage allowance and it has been well looked after, there will be nothing more to pay.
MINI HIRE PURCHASE.
DEPOSIT + MONTHLY PAYMENTS.
If you’re looking to pay your MINI month by month until you end up owning it, with no mileage restrictions, MINI Hire Purchase could be for you.
When it comes to financing your MINI, we like to keep things simple. Let us help you understand which finance product could best suit your needs.
Get a quote today.
Contact your local MINI retailer today to explore the range of finance options available to you and to get a personalised quote.
Terms and Conditions
MINI UK, a trading name of BMW (UK) Ltd is a credit broker not a lender.
*Representative example is for a MINI Select agreement for a new MINI Convertible C Classic, with a contract mileage of 32,000 miles and excess mileage charge of 9.38p per mile. Applies to new vehicles ordered between 01/10/2024 and 02/01/2025 and registered by 31/03/2025 (subject to availability) at participating MINI Centres. Retail customers only. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. **On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund license, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. MINI UK, a trading name of BMW (UK) Limited introduces customers to MINI Financial Services only and does not receive any commission or other payment for the introduction. The introduction does not amount to independent financial advice. Your Retailer will receive a fixed commission for introducing customers to MINI Financial Services.